SSL (Secure Sockets Layer) is a security protocol used to protect online transactions. SSL ensures the protection of data transmitted between the client's browser and the server by encrypting information, so that malicious actors cannot access confidential data.
Other methods used for online transaction security include:
3D-Secure - an authentication system used to verify the authenticity of the cardholder during online transactions. This system requires the input of a password or a one-time code, which is sent to the cardholder's mobile phone.
Tokenization - the process of replacing confidential data such as card numbers with randomly generated tokens. This allows confidential data to be stored in a secure location, while the token can be used to perform transactions.
PCI DSS (Payment Card Industry Data Security Standard) - a security standard established by the payment card industry that requires payment processing companies to comply with specific requirements for protecting payment card data.
Biometric Authentication - an authentication method that uses biometric data such as fingerprints, voice recognition, or facial scanning to confirm the identity of the cardholder.
Antivirus software and firewalls - programs that help protect computers and networks from malware and malicious actors.
HTTPS - a secure data transfer protocol that uses SSL to encrypt information transmitted between the client's browser and the server. This allows data to be protected during transmission over the internet.